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For Members

Professional indemnity insurance plan (PIP)

One must be a member of the Pharmaceutical Society in order to apply for Professional Indemnity Insurance Plan (PIP).

According to Board Notice 83 of 2008 published on 29 August 2008 any person registered with the South African Pharmacy Council who performs one or more of the functions relating to the scope of practice of the category in which he/she is registered must be covered by his / her own indemnity insurance.

Letter from SAPC regarding individual indemnity insurance: SAPC letter


Category of Practice Rates Effective 01/04/2018 
A - R5 million
Rates Effective 01/04/2018 
B - R7.5 million
Rates Effective 01/04/2018 
C - R10 million
Rates Effective 01/04/2018 
D - R15 million
Rates Effective 01/04/2018
E - R20 million
  Annual premium incl. VAT Monthly premium incl. VAT Annual premium incl. VAT Monthly premium incl. VAT Annual premium incl. VAT Monthly premium incl. VAT Annual premium incl. VAT Monthly premium incl. VAT Annual premium incl. VAT Monthly premium incl. VAT
Clinical Trials management of Investigational Medicine Products, reviewing and assisting with protocols (as set out in app form), Research Pharmacist R2,646  R220.50 R2,910  R242.50 R3,204 R267.00 R3,846  R320.50 R4,614  R384.50
Industrial Management, Group Directors, Primary Care Dispensing Therapist (PCDT), RESPONSIBLE PHARMACIST R2,400  R200.00 R2,640  R220.00 R2,904 R242.00 R3,492  R291.00 R4,185  R348.75
Retail/Hospital/Industrial Pharmacist, Quality Assurance & Regulatory Affairs Pharmacist, Locum, Pharmacy/Wound care Nurse, Medical Scheme Clinical Consultant, Wholesaler/Distributor Pharmacist, Other R1,440  R120.00 R1,584  R132.00 R1,740  R145.00 R2,088  R174.00 R2,508  R209.00
Pharmacy Technician R705  R58.75 R780 R65.00 R855  R71.25 R1,032  R86.00 R1,230  R102.50
Pharmacist’s Assistant, Intern, Academic, Community Service Pharmacist, Pharmacy Technician Trainee R501  R41.75 R552  R46.00 R606  R50.50 R726  R60.50 R876  R73.00
Pharmacy Student, Pharmacy Technician Student R198  R16.50 - - - - - - - -

Notes Regarding Fees:

  1. Premiums include VAT at 15%
  2. Premiums include administration fee of 15% for PSSA
  3. Premiums include commission at a rate of 20% payable to PPS after subtraction of the 15% for PSSA administration fee
  4. Excesses are R2,500.00 each and every claim

Click here to download the PIP application form